21．What is the term when the consignment is delivered with all the charges up to arrival at the port of destination paid by the seller.（ D ）
　　A．FOB　　
　　B．FCA
　　C．DDU　　
　　D．CIF
　　22．When the seller pays for all charges up to an including the loading of a consignment on board the carrying vessel, the term is （ C ）.
　　A．DDU　　
　　B．FCA
　　C．FOB　　
　　D．CIF
　　23．Financial documents include the following except （ B ）.
　　A．promissory notes　　
　　B．bills of lading
　　C．checks 　　
　　D．draft
　　24．A bank opens an L/C at the request of the importer. It is a (an)（ A ）.
　　A．issuing bank.　　
　　B．applicant
　　C．seller　　
　　D．informing bank
　　25．The basic functions of a bill of lading is (are)（ D ）.
　　A．a receipt for the goods which evidences the taking-over or loading by the carrier
　　B．an evidence of contract of carriage between the carrier and the shipper.
　　C．a document of title to goods.
　　D．All of the above.
　　26．What is the name given to the sum of money which a person agrees to pay to an insurance company?（ D ）
　　A．compensation　
　　B．commission
　　C．insurance value
　　D．premium
　　27．The risk of breakage is considered to be the （ C ）.
　　A．Free of Particular Average 　　
　　B．With Average
　　C．General additional risks 　　
　　D．Special additional risks
　　28．If the seller finds any discrepancies in the letter of credit, whom does he write to asking for an amendment?（ C ）.
　　A．The issusing bank 　　
　　B．The advising bank
　　C．The applicant 　　
　　D．The negotiating bank
　　29．Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as （ B ）.
　　A．The issusing bank 　　
　　B．The advising bank
　　C．The confirming bank 　　
　　D．The negotiating bank
　　30． Which of the following payment mode may bring the lowest risk to a seller?（ A ）.
　　A．T/T in advance　　
　　B．L/C
　　C．D/P　　
　　D．D/A

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