2012英语专业八级改错模拟题(3)

来源:专四专八    发布时间:2013-01-23    专四专八辅导视频    评论

  You will think about what kind of saving instru- __1__

  ment to use or what kind of investment to make. By

  putting your money in some kind of savings instrument

  or investment, you can set aside small amount of mon- __2__

  ey regularly and the money will earn interest or divi-

  dends. Interest refers to the amount what your money__3__

  earns when it is kept in a savings instrument. Divi-

  dends are payments of part of a company’s earnings to

  people hold stock in the company. A savings instru- __4__

  ment has an “interest rate ” associated with it; this re-

  fers to the rate which the money in the instrument in- __5__

  creases during a certain period of time. Principal re-

  fers to the facial value or the amount of money you __6__

  place in the savings instrument on which the interest is

  earned.

  Every type of savings or investment has some risk

  that the return will be less than needed or expected.

  Federally insured savings accounts are safe and guar-

  anteed up to $100,000 by the U.S. Government.

  Therefore, they may have lower interest rates, making __7__

  it hard to save large amounts of money for college. __8__

  Bonds and stocks often have higher returns than sav-

  ings accounts or EE saving bonds but are more riskier. __9__

  You can reduce the risks of these kinds of investments

  by starting to save early. The earlier we begin the less __10__

  money you will have to put aside each month and the

  more total savings you will accumulate.

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