Directions: There are four passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B,C, and D. You should decide on the best choice and blacken the corresponding letter on ANSWER  SHEET 1 .  (40 points)

　　Text  3

　　According to a recent survey on money and relationships, 36 percent of people are keeping a bank account from their partner. While this financial unfaithfulness may appear as distrust in a relationship , in truth it may just be a form of financial protection。

　　With almost half of all marriages ending in divorce, men and women are realizing they need to be financially savvy, regardless of whether they are in a relationship。

　　The financial hardship on individuals after a divorce can be extremely difficult, even more so when children are involved. The lack of permanency in relationships, jobs and family life may be the cause of a growing trend to keep a secret bank account hidden from a partner; in other words, an ”escape fund”。

　　Margaret’s story is far from unique. She is a representative of a growing number of women in long-term relationships who are becoming protective of their own earnings。

　　Every month on pay day, she banks hundreds of dollars into a savings account she keeps from her husband. She has been doing this throughout their six-year marriage and has built a nest egg worth an incredible $100,000 on top of her pension。

　　Margaret says if her husband found out about her secret savings he’d hurt and would interpret this as a sign she wasn’t sure of the marriage。” He’d think it was my escape fun so that financially I could afford to get out of the relationship if it went wrong. I know you should approach marriage as being forever and I hope ours is, but you can never be sure。”

　　Like many of her fellow secret savers, Margaret was stung in a former relationship and has since been very guarded about her own money。