D
　　打白条 issue IOU
　　大额存单 certificate of deposit（CD）
　　大额提现 withdraw deposits in large amounts
　　大面积滑坡 wide-spread decline
　　大一统的银行体制 （all-in-one）mono-bank system
　　呆账（请见“坏账”） bad loans
　　呆账准备金 loan loss reserves（provisions）
　　呆滞贷款 idle loans
　　贷款沉淀 non-performing loans
　　贷款分类 loan classification
　　贷款限额管理 credit control;to impose credit ceiling
　　贷款约束机制 credit disciplinary（constraint）mechanism
　　代理国库 to act as fiscal agent
　　代理金融机构贷款 make loans on behalf of other institutions
　　戴帽贷款 ear-marked loans
　　倒逼机制 reversed transmission of the pressure for easing monetary condition
　　道德风险 moral hazard
　　地区差别 regional disparity
　　第一产业 the primary industry
　　第二产业 the secondary industry
　　第三产业 the service industry;the tertiary industry
　　递延资产 deferrable assets
　　订货不足 insufficient orders
　　定期存款 time deposits
　　定向募集 raising funds from targeted sources
　　东道国（请见“母国”） host country
　　独立核算 independent accounting
　　短期国债 treasury bills
　　对冲操作 sterilization operation;hedging
　　对非金融部门债权 claims on non-financial sector
　　多种所有制形式 diversified ownership