1）现在很多年轻人每个月都把自己赚的钱花光，他们被称作“月光族”
　　2）有人认为这是一种时尚的消费观念，但很多人反对这样消费
　　3）我对此的看法是……
　　【思路点拨】
　　本题属于提纲式文字命题。提纲第1点指出一种现象，提纲第2点针对该现  象提出两种不同的观点，提纲第3点要求表明“我”的看法，由此可判断本文应为对比选择型作文。
　　根据所给提纲，本文应包含以下内容：描述“月光族”现象，引出对这一现象的不同看法;对比阐述两种看法各自的理由;表明“我”对“月光族”的看法并说明理由。
　　【参考范文】
　　The Moonlight Clan
　　Nowadays, more and more people, especially the young are joining in the army of “the moonlight clan”. These people exhaust their earnings every month without any savings. Many people think this is a fashionable life style, while other people object to this kind of consumption style.
　　Those who support “the moonlight clan” think that “the moonlight clan” knows how to enjoy life and have a higher life quality. However, other people criticize “the moonlight clan”. They say that the consumption habit of “the moonlight clan” is unhealthy and sometimes wasteful. In addition, no savings will place “the moonlight clan” in a difficult position in case of unexpected expenses.
　　Weighing these two arguments, I prefer the latter one. In my eyes, though “the moonlight clan” may acquire temporary satisfaction from their consumption, in the long term, it is unfavorable to their family and career. Just as a proverb says, one should always prepare for a rainy day.
 

（实习编辑：朱琳）

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