1. What does a house mean in the United States?
　　A) It is a dream which many people can hardly realize.
　　B) It is so expensive that many people cannot really buy them.
　　C) It is the most important property that many people try to buy.
　　D) It doesn’t belong to people if they can’ t borrow money from the bank.
　　2. If American people borrow money from the bank for 25 years, this means that the person who borrows_____.
　　A) has twenty-five years to pay back the money
　　B) has more than twenty-five years to pay back the money
　　C) has less than twenty-five years to pay back the money
　　D) has about, twenty-five years to pay back the money
　　3. What does "down payment" refer to in the passage?
　　A) Money borrowed from a bank as a mortgage.
　　B) Money paid to a bank before the mortgages is given.
　　C) Interest received by a person who borrows money as the mortgages.
　　D) Interest charged by a bank on a mortgage.
　　4. Which is not one of the things researched by a bank?
　　A) How much money the borrower owns.
　　B) What salary the borrower makes.
　　C) What kind of job the borrower has.
　　D) What kind of house the borrower lives in.
　　5. The most suitable title for this passage would be _____.
　　A) How to Save Money on the House
　　B) How to Borrow Money from a Bank
　　C) How to Take a Mortgage
　　D) How to Buy a House