(五)

　　We can serve you with a broad range of coverage against all kinks of risks for sea transport.

　　我公司可以承保海洋运输的所有险别。

　　Generally speaking， aviation insurance is much cheaper than marine insurance.

　　空运保险一般要比海运保险便宜。

　　Then “all marine risks” means less than “all risks”。

　　那么，“一切海洋运输货物险”意味着比“一切险”范围小一些。

　　In the insurance business， the term “average” simply means “loss” in most cases.

　　在保险业中“average”一词一般是“海损”的意思。

　　Are there any other clauses in marine policies?

　　海运险还包括其它条款吗?

　　Breakage is a particular average， isn't it?

　　破碎险属于一种单独海损，对吗?

　　the risk of breakage is covered by marine insurance， isn't it?

　　破碎险是包括在海洋运输货物险之内的，对吗?

　　The English understood by “marine risks” only risks incident to transport by sea.

　　英国人对“海洋运输货物险”只理解为海洋中的意外风险。

　　Generally， the term “all marine risks” is liable to be misinterpreted and its use should be avoided in L/C.

　　一般地，“一切海洋运输货物险”容易被误解，应该避免在信用证中使用。

　　Words and Phrases

　　ocean marine cargo insurance clauses 海洋运输货物保险条款

　　transportation insurance 运输保险

　　overland transportation insurance， land transit insurance 陆上运输保险

　　insurance against air risk， air transportation insurance 航空运输保险

　　parcel post insurance 邮包运输保险

　　ocean marine cargo insurance， marine insurance 水险(海运货物保险)

　　All Risks 一切险

　　average 海损

　　Particular Average (P.A) 单独海损

　　General Average (G.A) 共同海损

　　Marine Losses 海损

　　partial loss 部分损失

　　total loss 全部损失